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Frequently Asked Questions


Home insurance covers your property and personal belongings against damage or loss caused by various events, such as fire, theft, vandalism, and certain natural disasters.

Auto insurance provides financial protection for your vehicle against damage, theft, and accidents. It can also cover medical expenses and liability for injuries or damages caused to others in an accident.

Flood insurance is a specific type of coverage that protects your property from damage caused by floods, which are typically not covered by standard home insurance policies.

Business insurance provides coverage for businesses against various risks, such as property damage, liability claims, and business interruption. It can also include coverage for equipment, inventory, and employees.

General liability insurance offers protection against claims of property damage or bodily injury caused to third parties as a result of your business operations or products.

Yes, we provide worker’s compensation insurance, which covers medical expenses and lost wages for employees who are injured or become ill due to work-related activities.

Motorcycle insurance offers financial protection for your motorcycle, covering damages, theft, liability, and medical expenses resulting from accidents.

Yes, we offer boat insurance, which provides coverage for damage, theft, liability, and medical expenses related to boating accidents or incidents.

Renter’s insurance protects the personal belongings of tenants against damage or loss caused by events like fire, theft, or vandalism. It can also include liability coverage.

When selecting an insurance agency, consider factors such as their experience, reputation, range of insurance products, customer service, and competitive pricing to ensure you find the right fit for your needs.

An insurance agency acts as an intermediary between insurance companies and customers, offering a variety of insurance products from different providers. An insurance company, on the other hand, is the entity that underwrites and provides the insurance coverage.

Yes, our home insurance includes coverage for homeowners, protecting their property and personal belongings from various risks.

You can reach our insurance agency by calling (973) 328-0200. Our knowledgeable team will be happy to assist you with any insurance-related inquiries or needs.

Workers comp insurance, also known as worker’s compensation insurance, is a type of coverage that provides benefits to employees who suffer work-related injuries or illnesses. It covers medical expenses, rehabilitation costs, and lost wages.